Car insurance is designed to protect you if your car is stolen, damaged, or involved in an accident. If you’re in a collision, your car is stolen, or someone makes a claim against you, we step in to cover the costs — so you’re never left to face them alone.

You can choose from Third Party Only, Third Party, Fire & Theft, or  Comprehensive cover. At the very least, your policy will protect you against damage you may cause to someone else’s vehicle — the basic level of cover required by law for all drivers.

Depending on the cover you choose, you could also enjoy features like:

• A 24-hour emergency helpline for when you need help fast.
  
  

• A courtesy car while yours is being repaired.
  
  

• Personal injury cover if you’re hurt in an accident.

Health insurance is designed to help you pay for treatment if you fall ill, get injured, or need specialist care — so you can focus on getting better, not on the bills.

You can choose from different levels of cover, from basic plans that handle essential treatments, to comprehensive packages that include specialist consultations, diagnostic tests, and even overseas care. At the very least, your policy will help cover the cost of treatment in approved hospitals or clinics — giving you peace of mind that you’re protected when it matters most.

Depending on the cover you choose, you could also enjoy features like:

• 24-hour medical helpline for quick advice.
  
  

• Cashless hospital admission so you can get treatment without upfront payment.
  
  

• Cover for specialist consultations and diagnostic scans.
  
  

Simple, flexible protection — so you can get the care you need, when you need it.

Also known as holiday insurance, it protects you and your family from unexpected costs while you’re travelling or on holiday. While it isn’t a legal requirement, it can save you from the stress and expense of problems on your trip.

It covers things like medical expenses if you fall ill or get injured abroad, trip cancellation, stolen personal belongings, and lost or delayed luggage. With travel insurance, you can explore with confidence, knowing help is just a call away.

You can choose from single-trip cover for one-off journeys or annual multi-trip plans if you travel often. At the very least, your policy will help cover the cost of emergency medical treatment abroad — giving you peace of mind wherever your travels take you.

Home insurance is your safety net for where you live and what you love.It protects your home and belongings against unexpected events — from fire, theft, and floods to accidental damage. Whether you own your home or rent, home insurance gives you the confidence that if something goes wrong, you won’t have to face the costs alone.

You can choose from:

Buildings insurance – for the structure of your home.

Contents insurance – for your possessions.

Combined cover – both in one policy.

At the very least, your home insurance will help pay for repairs or replacements after damage caused by events like fire, storms, or burglary.